Vehicle Loan

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Drive Away with Your Vehicle Loan Today!

Embarking on your journey towards financial freedom starts with the right support. At IRHA Businessmen Services, we specialize in helping individuals like you secure the funds needed to drive towards your dreams. Our team of experts is dedicated to simplifying the process, making it easy for you to get behind the wheel of your desired vehicle.

Why choose us?

We understand that each individual has unique needs. That’s why we offer customized loan solutions designed to fit your specific requirements, ensuring you get the support you need without unnecessary hassle.

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Empower Your Dreams with Customized Loan Solutions

Vehicle Loan

Here's what sets us apart:

Transparent Process: Transparency is our promise to you. With us, you’ll have a clear understanding of the loan terms and conditions right from the start. No hidden fees or surprises along the way.

A vehicle loan in Dubai is designed to help individuals finance the purchase of a new or used vehicle. Here are the features, benefits, and documentation requirements for obtaining a vehicle loan in Dubai


Loan Amount:
- Financing for up to 80-90% of the vehicle's value, depending on the lender and the borrower's credit profile.

Interest Rates
- Competitive interest rates, which can be fixed or variable. Rates may differ based on the type of vehicle (new or used) and the borrower's credit history.

Repayment Terms
- Flexible repayment terms, typically ranging from 1 to 5 years.

Down Payment
- A down payment of 10-20% of the vehicle's purchase price is usually required.

Processing Time
- Quick loan approval and processing times, often within a few days.

Pre Approval
- Some lenders offer pre-approval options, which can help streamline the car buying process.


Financial Flexibility
- Allows you to purchase a vehicle without the need for full upfront payment, spreading the cost over a period.

- Immediate ownership of the vehicle, allowing you to use it while paying off the loan.

Competitive Rates
- Access to competitive interest rates, which can make the loan more affordable.

Build Credit
- Timely repayments can help improve your credit score, making it easier to obtain future loans.

Insurance Bundles
- Some banks offer bundled insurance packages with vehicle loans, providing convenience and potentially better rates.

Document Requirements

or Salaried Individuals

Application Form
- Completed and signed vehicle loan application form.

- Original passport and a copy.

Residence Visa
- Valid UAE residence visa (original and copy).

Emirates ID
- Original Emirates ID and a copy.

Salary Certificate
- Recent salary certificate from your employer (usually not older than 30 days).

Bank Statements
- Bank statements for the last 3 to 6 months.

Employment Contract
- Copy of your employment contract stating your salary details and length of employment.

Vehicle-Specific Requirements

Vehicle Details
- Information about the vehicle you intend to purchase, including make, model, year, and price.

Down Payment
- Proof of down payment made to the seller or dealer.

Vehicle Insurance
- Comprehensive insurance coverage for the vehicle, with the bank listed as the loss payee.

Pro-Forma Invoice or Purchase Agreement
- A pro-forma invoice or purchase agreement from the seller showing the details of the vehicle.

Proof of Address
- Utility bills, tenancy contract, or other documents as proof of your current address in the UAE.


Obtaining a vehicle loan in Dubai is a straightforward process with the right documentation and preparation. Ensure you compare different banks and their loan offerings to find the most favorable terms. Properly understanding the requirements and benefits will help you make an informed decision and streamline the loan approval process.

Take the First Step Toward Financial Freedom Contact Us Today!

Vehicle Loan
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