Simplifying Your
Transactions with Expert Advice

Banking transactions shouldn’t be complicated. With our expert guidance, managing your finances becomes a breeze. At IRHA Businessmen Services, we’re dedicated to streamlining your banking experience and ensuring every transaction is smooth and hassle-free.

Why choose us?

Personalized Assistance: Our expert consultants take the time to understand your unique financial goals and needs. With personalized guidance, we’ll tailor banking solutions that align perfectly with your objectives.

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Our Approach:

Payment Services

Electronic Funds Transfer (EFT)
Includes services like local and international wire transfers, RTGS (Real Time Gross Settlement), and ACH (Automated Clearing House) payments.

Credit and Debit Card Processing
Solutions for accepting and processing payments through Visa, MasterCard, and other major card networks.

Mobile Payments
Services like Apple Pay, Samsung Pay, Google Pay, and local mobile wallet solutions like Etisalat Wallet and du Wallet.

Online Payment Gateways
E-commerce payment solutions provided by banks and third-party providers like PayPal, Payfort, and Telr.

Cash Management Services

Collection Services
Solutions for receivables management, including direct debits, cash and cheque collections, and electronic invoicing.

Disbursement Services
Automated solutions for payroll processing, vendor payments, and bulk disbursements.

Sweeping and Pooling
Techniques for managing funds across multiple accounts to optimize interest earnings and reduce borrowing costs.

Trade Finance and Supply Chain Solutions

Letters of Credit (LC)
Guarantees provided by banks to ensure payment upon fulfillment of terms in trade agreements.

Documentary Collections
Handling of export and import documents to facilitate trade transactions.

Trade Loans and Guarantees
Short-term financing solutions for working capital needs and trade-related activities.

Supply Chain Financing
Financial solutions that optimize the supply chain by providing early payment to suppliers.

Merchant Services

Point of Sale (POS) Systems
Terminals and software for accepting card payments in physical stores.

E-commerce Solutions
Online payment gateways and shopping cart integrations for websites.

Mobile POS (mPOS)
Portable devices that enable businesses to accept card payments anywhere.

Treasury and Risk Management

Foreign Exchange (FX) Services
Spot and forward contracts, options, and hedging solutions to manage currency risk.

Interest Rate Management
Swaps, options, and other derivatives to manage interest rate exposure.

Liquidity Management
Solutions to optimize liquidity, including short-term investments and cash flow forecasting.

Digital Banking and Fintech Solutions

Online Banking
Comprehensive platforms for account management, payments, transfers, and financial planning.

Mobile Banking Apps
User-friendly apps offering a range of services, including bill payments, fund transfers, and account monitoring.

Blockchain and Cryptocurrencies
Some banks and fintech companies explore blockchain technology for secure and transparent transactions, and cryptocurrency services for trading and payments.

Remittance Services

Bank Transfers
Secure and reliable international money transfers through banks.

Money Transfer Operators (MTOs)
Services from providers like Western Union, MoneyGram, and UAE Exchange.

Digital Remittance Services
Online platforms and mobile apps like TransferWise and Remitly for convenient money transfers.

Major Providers of Transaction Services in Dubai

Emirates NBD
Offers a wide range of payment, cash management, and trade finance services.

Dubai Islamic Bank (DIB)
Provides Shariah-compliant transaction services including trade finance and cash management.

Mashreq Bank
Known for its innovative digital banking solutions and comprehensive merchant services.

RAK Bank
Popular among SMEs for its transaction banking and cash management solutions. Noor Bank: Offers a variety of Islamic banking transaction services.

Regulatory Framework

Central Bank of the UAE
Ensures the stability and integrity of the financial system, overseeing payment systems and electronic transactions.

Dubai Financial Services Authority (DFSA)
Regulates financial transactions within the Dubai International Financial Centre (DIFC), ensuring compliance with international standards.


Dubai's transaction services are diverse and designed to support the dynamic needs of individuals and businesses. From traditional banking services to cutting-edge digital solutions, the transaction ecosystem in Dubai is robust, secure, and innovative, ensuring seamless financial operations in a global business environment.

Loan Services
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