Business Loan

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Get Your Business Loan Today!

At IRHA Businessmen Services, we specialize in empowering entrepreneurs like you to realize their dreams. Our expert team understands the intricate landscape of business financing and is dedicated to simplifying the process for you.


Why choose us?

Tailored Solutions: We don’t believe in one-size-fits-all approaches. Our solutions are customized to fit your unique business needs, ensuring that you get the support you require, exactly when you need it.

Here's what sets us apart

To apply for a business loan in Dubai, you typically need to provide a set of documents that demonstrate the financial health and credibility of your business. Here are the commonly required documents

General Requirements

Application Form
- Completed and signed business loan application form provided by the bank or financial institution.

Business Plan
- A detailed business plan outlining your business goals, operations, market analysis, financial projections, and repayment plan.

Passport Copies
- Passport copies of the business owners, partners, directors, and authorized signatories.

Emirates ID
- Emirates ID copies of the business owners, partners, directors, and authorized signatories.

Company Profile
- A comprehensive profile of your company, including its history, ownership structure, products or services offered, and market position.

Trade License
- Valid trade license issued by the relevant UAE authority.

Memorandum and Articles of Association
- Copies of the Memorandum of Association (MOA) and Articles of Association (AOA) of the company.

Financial Statements
- Audited financial statements for the last 2 to 3 years, including balance sheet, income statement (profit and loss statement), and cash flow statement.

Bank Statements
- Recent bank statements for the business account showing the company's financial transactions and cash flow.

Business Proof of Address
- Utility bills, tenancy contract, or lease agreement showing the business address in the UAE.

Additional Requirements

Project Feasibility Study
- For specific projects or large-scale financing, a feasibility study may be required to assess the viability and potential return on investment.

Board Resolution
-A board resolution authorizing the company to apply for and borrow the loan, specifying the authorized signatories.

Tax Registration Certificate (TRC)
-Certificate issued by the Federal Tax Authority (FTA) confirming the company's registration for VAT purposes (if applicable).

Legal Documents
- Any other legal documents relevant to the business, such as contracts, licenses, permits, etc.

Specific Requirements for Different Types of Business Loans

Startup Loans
- Additional focus on the business plan, market analysis, and feasibility study due to the higher risk associated with startups.

Expansion or Capital Investment Loans
- Emphasis on financial projections, ROI analysis, and collateral valuation.

Working Capital Loans
- Detailed analysis of cash flow management and current assets.

Trade Finance Facilities
- Documentation related to import/export transactions, including purchase orders, invoices, and shipping documents.


Preparing these documents accurately and comprehensively is crucial for a successful business loan application in Dubai. Requirements may vary slightly between banks and financial institutions, so it's advisable to check with your chosen lender for specific details and additional documents that may be required based on your business's circumstances and the type of loan you are applying for.

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